Privacy Policy | Oakwell Commercial Partners

Last Updated: January 28, 2026

Oakwell Commercial Partners ("we," "us," or "our") is committed to protecting the privacy of our clients and site visitors. This Privacy Policy outlines how we collect, use, and share information when you visit oakwellcommercialpartners.com (the "Site") and submit information through our lead qualification forms.

By using our Site and submitting your information, you acknowledge that Oakwell Commercial Partners acts as a commercial finance consulting firm and lead generator, not a direct lender. You explicitly consent to the practices described in this policy, including the sharing of your information with our accredited lending partners.

1. Information We Collect

A. Information You Provide Voluntarily — When you fill out our "Get Funded" or "Check Eligibility" forms, we may collect: Identity Data (name of principal/owner, job title); Contact Data (business email address, phone number, and physical address); Business Financial Data (company name, estimated total outstanding Accounts Receivable (AR), aging summary estimates, and descriptions of current cash flow needs).

B. Information We DO NOT Collect via Web Form — Our web forms do not request SSNs or TIN/EIN during initial qualification. Those may be requested later directly by a lender.

C. Automated Data Collection — We may use standard web technologies (cookies/server logs) to collect technical data (IP address, browser type, OS) to ensure Site functionality and security (hosted on Digital Ocean).

2. How We Use Your Information

Analyze eligibility using internal proprietary systems (including AI-assisted analysis) based on your business description and AR volume.
Facilitate funding by connecting you with financial intermediaries and direct lenders for the needed products (e.g., Construction Factoring, Medical Factoring).
Communicate regarding your inquiry or to request additional details required by lending partners.

3. Sharing of Information

Oakwell is a lead generation and consulting entity; we do not fund loans directly. To provide our service, we must share your data with third parties. By checking the consent box, you explicitly authorize sharing with:

Financial Intermediaries: Authorized brokers/consultants who facilitate lender relationships.
Direct Lending Partners: Accredited lenders, including Commercial Finance Partners, for underwriting and financing proposals.

We do not sell your personal data to unrelated marketing agencies or third parties outside our financial lending network.

4. Data Processing & Automation

We use automated systems on secure private servers to process submissions and evaluate business qualifications before routing to lending partners. Final eligibility decisions are made solely by those partners.

5. Data Security

We implement reasonable security measures, including SSL encryption for data in transit. No method of transmission over the Internet is 100% secure; we cannot guarantee absolute security.

6. Third-Party Links

Our Site may contain links to third-party websites (such as lending partners). We are not responsible for their privacy practices; review their policies directly.

7. Children’s Privacy

Our services are strictly B2B. We do not knowingly collect information from anyone under 18.

8. Your Rights & Choices

You may have rights to access, correct, or delete your information depending on jurisdiction. To exercise rights or withdraw an application, contact us at service@oakwellcommercialpartners.com.